Financial Regulation


Ofelia García

Faced with an increasingly complex and ever-changing regulatory framework in a sector that is undergoing dramatic digital transformation, financial institutions require meticulous monitoring of regulatory changes and a complete understanding of their impact on the financial sector.

Our team is highly specialised, client-focused and capable of handling all areas of financial regulation to provide first-class technical advice for both the Ibero-American and international markets. We are in continual contact with the supervisory authorities and our experience enables us to offer an innovative and practical approach to:

  • Creation and authorisation of entities and branches, EU passporting, acquisition of significant stakes and the fit & proper rules
  • Mergers, acquisitions and spin-offs of non-core activities. Prudential consolidation and reorganisation of groups and regulated entities
  • Resolution planning: analysis of legal entities and corporate structures
  • Corporate governance: remuneration, corporate policies, defining functions, and outsourcing
  • Rules of conduct and best practices in financial services, commercialisation of products and client relations, including the prevention of money laundering and financing of terrorism
  • MAR rules, compensation, settlement and custody of securities, reporting of transactions, and securities and payment systems
  • Asset management and collective investment schemes
  • Innovative capital instruments and structures
  • Supervision (including the SREP and appeals against decisions), inspection and sanctioning procedures concerning all types of entities
  • Digital assets and new financial services or functionalities with a technological component


  • Pablo Solano Díaz. In Law Ahead IE (, 2019

  • Pilar Lluesma. In Thomson Reuters-Practical Law, 2019

  • Ibai Puente González. In Revista de Derecho del Mercado de Valores, n.º 25, 2019

  • Pedro Ravina. In International Financial Law Review, May 2018

  • Juan José Ganuza Fernández, Fernando Gómez. In Aranzadi, 2018

  • Ángel Alonso, Juan Miguel Hernández Herrera, Esperanza López Rodríguez, Rafael Núñez-Lagos, Álvaro Rifá Brun, Eduardo Rodríguez-Rovira, Raimon Tagliavini, Adrián Vázquez Alcalde, World Bank, et al. In World Bank, 2018

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